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The Direct Debit Guarantee
This guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits. If there are any changes to the amount, date or frequency of your Direct Debit Be Smart Holdings t/a BeSmart Utility Club will notify you 10 working days in advance of your account being debited or otherwise agreed. If you request Be Smart Holdings t/a BeSmart Utility Club to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit by Be Smart Holdings t/a BeSmart Utility Club or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society – if you receive a refund, you are not entitled to, you must pay it back when Be Smart Holdings t/a BeSmart Utility Club ask you.
You can cancel a Direct debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify Be Smart Holdings t/a BeSmart Utility Club.